If you live in the Northern part of the U.S. and are considering purchasing new windows that have an ENERGY STAR certified U-factor of 0.27 or better, then those windows would meet the ‘prescriptive’ ENERGY STAR criteria for the Northern Zone as defined by this map.
https://www.energystar.gov/ia/products/windows_doors/Promotional_Map.pdf
You can also look up your home by county in this database:
https://www.energystar.gov/index.cfm?fuseaction=windows_doors.search_climate
Here is an overview of the whole set of criteria:
We have also calculated ‘equivalent energy performance’ criteria which should match the annual energy performance of the ‘prescriptive’ criteria in the Northern Zone. Assuming that consumers would typically use a moderate solar gain product, equivalent energy performance options can be calculated. By raising the U-factor by 0.01 and raising the SHGC by 0.05 you essentially get the same annual energy performance as the lower U-factor product in the Northern Zone.